ABOUT OUR COVERAGE
FULL MORTALITY AND THEFT POLICY
The policy is designed to provide coverage on an “all risk” basis. It covers death due to any cause not specifically excluded by the policy. In the event of death, you will be paid the fair market value of the horse.
AUTOMATIC ADDITIONAL COVERAGE
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Our policy includes the following standard coverage:
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$5,000 Emergency Colic Coverage
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$5,000 Medical and Surgical Coverage
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Grade 3 Wobbler Syndrome
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Surgical Operations Extended Coverage
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Add on Coverage:
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Up To $10,000 Emergency Colic Coverage
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Up To $25,000 Medical & Surgical Coverage
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PERSONAL HORSE OWNERS LIABILITY
Most homeowners policies do not cover liability that arises out of equine activities. A Personal Horse Owners Liability policy will provide the non-commercial horse owner with the liability coverage they need.
EQUINE FACILITY LIABILITY
This policy provides liability coverage for the professional equestrian involved in activities such as: boarding, training, breeding, horse shows, and lessons. This coverage can be purchased with, or without, property insurance.
CARE, CUSTODY, AND CONTROL
Care, custody and control coverage provides liability coverage against injury, theft, loss of use, or death of another individual’s horses while in your care.
TRAINER/INSTRUCTOR LIABILITY
This insurance protects the equine professional against liability while in the course of doing business, whether on or off-premise. Such as, while attending shows, training off-premise, clinics etc.
EQUESTRIAN EVENT LIABILITY
Event liability coverage addresses the multitude of exposures associated with hosting an equine event.
CLIENTELE
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Personal Horse Farms
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Boarding Facilities
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Breeding Facilities
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Lessons / Trainers